Orem
Quick Loans Orem
Utah Loans
Quick and easy short-term loans in your area.
Here at Nice Guys Loans in Orem, we understand that financial emergencies can come out of nowhere. And oftentimes, these emergencies leave you needing cash fast. Whether it’s hospital bills, car repairs, house repairs, or any other unforeseen expense, we can help. Nice Guys offer quick and easy loans without the hassle of a bank or the high-interest rates and fees of most financial institutions.
Installment Loans Orem
Our Orem loans can be categorized as short-term installment loans. With terms up to 7 months, you can get money fast and pay it back quickly without all the interest rack-up. Plus we give you more flexibility than your standard payday loans. Nice Guys Loans knows that not all paydays are made the same. Choose your own loan agreements for a payback plan that works for you. You can pay back your loan in weekly, bi-weekly, or monthly segments. We don’t want this process to be any more stressful than it needs to be.
Fast Cash Orem
Our fast cash and low-rate system is one of the best deals you’ll find. With our quick and easy application process that deposits money in your account within hours, you won’t need to put off your payments. And, our rates and fees are unbeatable. We only charge $15 a month for every $100 you borrow. That boils down to an annual percentage rate (APR) of 255%. When you compare that to the average 480-600%, the decision is simple. Plus if you have good credit, your rate could be even lower!
Benefits of Taking Out an Installment Loan
Taking out installment loans can do more for you than just help with paying off emergency expenses. There are a variety of reasons why an installment loan is an excellent option in a time of financial need.
Build Up Your Credit Score
Your credit score is heavily impacted by how you pay off your expenses. Unforeseen expenses can put a dent in your score if you struggle to pay the money back. With a short-term installment loan, you can pay the expense back quickly and set up a payment plan to repay the loan in a way that fits your lifestyle.
Reduce Your Financial Stress
Financial stress can be very difficult to deal with. It can impact nearly every aspect of your life and your relationships. Even if you do your best to plan out your finances, unexpected and expensive emergencies can always come up. Installment loans are quick to pay off and can help relieve some of your stress.
Avoid Debt
Nobody likes to be in debt. But unfortunately, expenses that are difficult to pay off can plague your life. Short-term installment loans can help you avoid staying in debt for longer than you would like. With shorter loan terms, your expense can be paid off quickly, with lower interest than other loan options.
Worried About Your Credit?
Don’t let your credit score be the deciding factor in taking out a loan. Our short-term installment loans are a type of bad credit loan. This means we don’t penalize you for having a lower credit score as most financial institutions would. Here at Nice Guys Loans in Orem, we believe that everyone should have access to a loan to help mitigate their financial issues. When times are tough, we don’t want to make them tougher! We structured our rates and fees to combat the high-interest rates that other lenders attach to their loans. We want you to have great rates, great services, and a great experience.
Our Orem Perks
Nice Guys Loans Orem offers a variety of perks that set us apart from the other loan centers. Our simple, online application is easy to follow and doesn’t require you to come in person. After a quick five steps, plus same-day approval and funding you can get your money fast. We offer payment terms that you can choose from for a plan that fits your lifestyle.
Our Orem Loan Process
The first step in our process is heading to our APPLY ONLINE field on the website. Here you’ll find our easy-to-navigate application portal that you’ll need to fill out as thoroughly as you can. Once the application has been filled out, one of our team members will reach out to you within the hours during the business day to let you know your approval status.
If you’ve been approved, a contract will be sent to you via email. All you need to do is e-sign the contract, send it back, and watch the money get deposited into your account. In the contract, you‘ll see your payment terms.
During the application, you’ll get to select the length of your terms, with 7 months being the maximum. Payments can be made weekly, bi-weekly, or monthly. Though they will generally match your paydays, they don’t necessarily have to.
How It Works
The loan process at Nice Guys is both simple and accessible. With online applications, there’s no need to get to a bank or other financial institution. Just head to our website and find the “Apply Online” tab. Fill out the application to the best of your abilities and you’re already halfway there. We will contact you within an hour and let you know your approval status. If you’re approved, you’ll receive a contract via email. All you need to do is e-sign it, send it back, and watch the money show up in your account. Your contract will hold all the details of your
payment terms.
Once your loan is approved, be sure to schedule your payments so that you’re always on time. All payments are scheduled via ACH payments and pulled from your checking account or debit card. For those times where you need to skip a payment or decide to refinance the loan, just give us a heads up by 2 pm the business day before your payment would go through.