The Loan Process with Nice Guys is really simple.  We’ve broken it down into 5 easy steps.

1.     Fill out the APPLY NOW field found on the website
2.     Fill out the application completely (no blank spaces)
3.     Once you have filled out an application, we will contact you within a couple of hours to tell you whether you are approved or declined
4.     If approved, a contract will be emailed to you. Just e-sign the contract and send it back, then wait for the money to show up in your account
5.     Your contract will clearly state your payment terms. When you apply you can choose how long you want to take to pay the loan back (up to four months). A payment will be due every two weeks usually on your payday. We will call or email you to remind you of your due date.



Once you have received your cash the only thing left to do is pay the loan back on or before your due date.  We will send you a reminder. ** TO PAY EARLY OR PAY WITH A CREDIT CARD, CALL: 801-836-3333 **  If you don’t want to worry about making the payment(s), the money will automatically be withdrawn from your account on the due date(s) via ACH transactions taking the hassle out of it for you!  If you want to roll the loan over for another month, you must let us know at least 24 hours before the business day before your due date.