Salt Lake County Installment Loans
Salt Lake County Service Area
Nice Guys Loans is your one-stop shop for a quick loan in Salt Lake City and County.
The name Nice Guys Loans says it all. Nice Guys Loans is a state licensed direct lender operating in Salt Lake City, Utah. The company was formed by people who had experience in the payday loan industry.
They were sick and tired of seeing the way customers were treated by these payday loan lenders and the interest and fees that were charged. Nice Guys Loans provides services to residents of the city and surrounding areas, including Lake City and Lake City Utah. As a lender, they are committed to offering fair and transparent services.
They wanted to create a way for customers in Utah, and throughout Salt Lake County to get money quickly and easily but still be treated with respect.
Slat Lake Installment Loans
Short-term installment loans are defined as loans in which the terms run over a relatively short amount of time, and the full sum that’s owed is paid back in segments. The loan application process is straightforward and designed for quick approval, making it convenient for borrowers to access funds when needed.
Generally, these loans last between 6 and 12 months, but some can span over the course of 3 years. Borrowers can qualify for different loan amounts based on their eligibility and credit history, with lenders reviewing these factors to determine approval and terms.
Personal loans are also available for borrowers seeking flexible funding options.
Our Installment Loans
At Nice Guys, we specialize in short-term installment loans. Our simple online application process allows each applicant to submit their application and required documents electronically, making it fast and convenient. We believe that you should be able to access your money quickly and easily.
Once you submit your documents, our team will review your information to determine if you are eligible for a loan. Approval is typically quick, and applicants are notified as soon as they are approved, so you can receive your funds without delay. We’ve narrowed down our process to five easy steps with no hidden fees or hoops to jump through.
Installment Loans
Choose your own lease terms at Nice Guys. With our installment loans, borrowers receive a fixed lump sum upfront and then repay the loan through scheduled payments. We offer up to 7-month loan terms with options to pay weekly or biweekly for the entirety of your agreement. The loan agreement outlines the specific payment schedule, due dates, and all repayment conditions, making it easy to manage your payments and stay on track. If you choose to skip a payment, just let us know and we will adjust the terms. And with no early pay-off fees, you can get your installment loan repaid even sooner.
Cheaper options on Quick Loans
Compared to other options, Nice Guys offers the lowest annual percentage rates in the area. Nice Guys Loans provides a payday loan alternative with quick funding options, making it easier to access the money you need. Our APRs typically run 255%, less than half of what some competitors charge. Borrowers can expect to receive funds quickly and have the flexibility to spend the money as needed for any personal expenses. We make it easy to deal with financial emergencies by offering quick funds and straightforward service. Pay off your loan without any account-draining hidden charges that come with big bank loans.
Get Treated With Respect
We believe that customer satisfaction is key. Every person who comes to us to borrow is treated with respect throughout the entire process. After working in the payday loan industry, we were frustrated with how people were being treated. We pride ourselves on treating our clients with respect both through our customer service and through providing quality, upfront loans. As locals, Nice Guys is here to support the community and the neighborhoods that we grew up in. We help customers manage and obtain the funds they need, no matter the reason or financial matter they are facing.
How It Works
The loan process at Nice Guys is both simple and accessible. With online applications, there’s no need to get to a bank or other financial institution. Just head to our website and find the “Apply Online” tab. Fill out the application to the best of your abilities and you’re already halfway there. We will contact you within an hour and let you know your approval status. If you’re approved, you’ll receive a contract via email. All you need to do is e-sign it, send it back, and watch the money show up in your account. Your contract will hold all the details of your
payment terms.
Once your loan is approved, be sure to schedule your payments so that you’re always on time. All payments are scheduled via ACH payments and pulled from your checking account or debit card. For those times where you need to skip a payment or decide to refinance the loan, just give us a heads up by 2 pm the business day before your payment would go through.
How It Works
The loan process at Nice Guys is both simple and accessible. With online applications, there’s no need to get to a bank or other financial institution. Just head to our website and find the “Apply Online” tab. Fill out the application to the best of your abilities and you’re already halfway there. We will contact you within an hour and let you know your approval status. If you’re approved, you’ll receive a contract via email. All you need to do is e-sign it, send it back, and watch the money show up in your account. Your contract will hold all the details of your payment terms.
Once your loan is approved, be sure to schedule your payments so that you’re always on time. All payments are scheduled via ACH payments and pulled from your checking account or debit card. For those times where you need to skip a payment or decide to refinance the loan, just give us a heads up by 2 pm the business day before your payment would go through.
Rates & Fees
The rates and fees associated with short-term loans can be pretty steep. Because the loan term is so short, high-interest rates are the main way banks and financial institutions profit. Even if you have a low credit score, you can still be approved for a loan with us. At Nice Guys, we have the lowest rates of anyone around. We only charge $15 per month for every $100 borrowed, which is an annual percentage rate of 255%. And if your credit is good, it can be even lower! Once approved, funds are typically disbursed within one business day, so you get your money fast. With no application or early pay-off fees, you can focus on paying back the money owed. Making timely payments on your loan can help improve your credit history.
Serviced Areas
Nice Guys proudly serves the state of Utah—popular serviced areas in Salt Lake County include. We offer convenient store locations throughout the region, making it easy for customers to find a nearby location and access our services. For specific store addresses and directions, please check our list of locations. We encourage you to visit a store location for in-person assistance and to experience our friendly service firsthand.
SALT LAKE COUNTY
– Alta
– Bluffdale
– Brighton
– Cottonwood Heights
– Draper
– Herriman
– Holladay
– Midvale
– Millcreek
– Murray
– Riverton
– Sandy
– Salt Lake City
– South Jordan
– South Salt Lake
– Taylorsville
– West Jordan
– West Valley City
Apply for an Installment LoanToday
If you’re in a pinch for cash, look no further than Nice Guys Loans. With an easy online application, you can get your loan and be on your way within 48 business hours. For information give us a call or check out our website.