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Quick Loans West Jordan

Utah Loans

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Quick and easy short-term loans in your area.

They say money can’t buy happiness, but it sure can get you out of financial crises. Nice Guys Loans West Jordan is here to help when times get tough. We offer quick and easy short-term installment loans without the red tape that comes with most lending institutions. We’ve seen how poorly customers are treated in the payday loan industry firsthand—and we didn’t like it. We believe that you should be treated with respect and care, and that’s why they call us the Nice Guys.

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West Jordan Installment Loans

Our short-term installment loans are created with you in mind. At Nice Guys West Jordan, we understand that not all financial situations are created equal, so we designed our loan agreements with options to fit your needs. Our rates and fees are almost half what other competing lending companies are offering. With an APR of 255%, that’s just $15 per month for every $100. And if you have good income or credit, your APR can be even lower. Plus, we don’t charge application or early pay-off fees!

Fast Cash in West Jordan

When you need cash, you need it now. That’s why we built our process with efficiency as the primary driver. Our online application is quick and easy, giving you access to your loan money in 24-48 hours. No matter what financial emergency landed you in need of a loan, you can move forward with the confidence that we’ll get you situated with no time to waste.

Benefits of Taking Out an Installment Loan

Taking out installment loans can do more for you than just help with paying off emergency expenses. There are a variety of reasons why an installment loan is an excellent option in a time of financial need.

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Build Up Your Credit Score

Your credit score is heavily impacted by how you pay off your expenses. Unforeseen expenses can put a dent in your score if you struggle to pay the money back. With a short-term installment loan, you can pay the expense back quickly and set up a payment plan to repay the loan in a way that fits your lifestyle.

Reduce Your Financial Stress

Financial stress can be very difficult to deal with. It can impact nearly every aspect of your life and your relationships. Even if you do your best to plan out your finances, unexpected and expensive emergencies can always come up. Installment loans are quick to pay off and can help relieve some of your stress.

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Avoid Debt

Nobody likes to be in debt. But unfortunately, expenses that are difficult to pay off can plague your life. Short-term installment loans can help you avoid staying in debt for longer than you would like. With shorter loan terms, your expense can be paid off quickly, with lower interest than other loan options.

Worried About Your Credit?

Don’t let your credit score be the deciding factor in taking out a loan. Our short-term installment loans are a type of bad credit loan. This means we don’t penalize you for having a lower credit score as most financial institutions would. Here at Nice Guys Loans in West Jordan, we believe that everyone should have access to a loan to help mitigate their financial issues. When times are tough, we don’t want to make them tougher! We structured our rates and fees to combat the high-interest rates that other lenders attach to their loans. We want you to have great rates, great services, and a great experience.

Our West Jordan Perks

Nice Guys Loans West Jordan offers a variety of perks that set us apart from the other loan centers. Our simple, online application is easy to follow and doesn’t require you to come in person. After a quick five steps, plus same-day approval and funding you can get your money fast. We offer payment terms that you can choose from for a plan that fits your lifestyle.

Our West Jordan Process

The first step in our process is heading to our APPLY ONLINE field on the website. Here you’ll find our easy-to-navigate application portal that you’ll need to fill out as thoroughly as you can. Once the application has been filled out, one of our team members will reach out to you within the hours during the business day to let you know your approval status. 

If you’ve been approved, a contract will be sent to you via email. All you need to do is e-sign the contract, send it back, and watch the money get deposited into your account. In the contract, you‘ll see your payment terms. 

During the application, you’ll get to select the length of your terms, with 7 months being the maximum. Payments can be made weekly, bi-weekly, or monthly. Though they will generally match your paydays, they don’t necessarily have to.

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How It Works

The loan process at Nice Guys is both simple and accessible. With online applications, there’s no need to get to a bank or other financial institution. Just head to our website and find the “Apply Online” tab. Fill out the application to the best of your abilities and you’re already halfway there. We will contact you within an hour and let you know your approval status. If you’re approved, you’ll receive a contract via email. All you need to do is e-sign it, send it back, and watch the money show up in your account. Your contract will hold all the details of your
payment terms.
Once your loan is approved, be sure to schedule your payments so that you’re always on time. All payments are scheduled via ACH payments and pulled from your checking account or debit card. For those times where you need to skip a payment or decide to refinance the loan, just give us a heads up by 2 pm the business day before your payment would go through.

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