Our Loan Rates & Fees
Rates & Fees
Nice Guys rates and fees are among the lowest of any around!
We charge just $15 per month for every $100 you borrow!
• That’s an APR of 255% – Most places charge an APR of 480 to 600%!
• If you have good income or credit, your rate will be even lower!
• No application or early pay-off fees!
• Nice Guy’s rates compared with other similar lending companies:
| Company | Amount of Loan | Annual Interest Rate | Total Cost of Interest/Month |
| NICE GUYS LOANS | $500 | 255% | $75 |
| Company #2 | $500 |
432% |
$180 |
| Company #3 |
$500 |
480% |
$200 |
| Company #4 |
$500 |
600% |
$250 |
*Exceptions maybe made for those with good credit or those approved for over $1000
We know it’s difficult to come up with all the money to pay your loan off at once, so we give you the option of paying it off in installments matching your pay days—either weekly, bi-weekly or monthly up to 7 months!
As always you can contact us with any questions you may have about our rates or fees.