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Quick Loans West Valley City

Utah Loans

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Quick and easy short-term loans in your area.

For quick loans in West Valley, check out Nice Guys Loans! We proudly serve the state of Utah and are a top choice amongst customers in Salt Lake and Utah County. Our rates are some of the most inexpensive around. The industry average APR rate runs between 480-600% plus hidden fees and rates. We charge just $15 per month for every $100 you borrow, which boils down to an APR of 255%! And, we’ve eliminated any sneaky charges, application rates, and early pay-off fees so you can pay off your full sum even earlier.

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West Valley Installment Loans

Nice Guys Loans West Valley offers the best rates on short-term installment loans. Short-term installment loans are often defined as loans where the lease agreement runs over a short period of time. The full sum is paid back in pieces, called installment payments. For the most these loans last between 6 and 12 months, but at Nice Guys, we try to help you pay them back in up to 7 months. Unlike payday loans, you don’t have to pay the sum back immediately when your check comes in, with weekly and biweekly payment options.

Fast Cash West Valley

If you’re looking for fast cash in West Valley, look no further! Our quick and easy process can get you your approval and loan within 48 hours. Start with our online portal and fill out all the required information. Choose your own lease agreements with terms up to 7 months, and payments either in weekly or biweekly segments. From there, get approved and get your cash quickly! We understand that financial emergencies are time-sensitive and we want to make this process as easy as we can.

Benefits of Taking Out an Installment Loan

Taking out installment loans can do more for you than just help with paying off emergency expenses. There are a variety of reasons why an installment loan is an excellent option in a time of financial need.

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Build Up Your Credit Score

Your credit score is heavily impacted by how you pay off your expenses. Unforeseen expenses can put a dent in your score if you struggle to pay the money back. With a short-term installment loan, you can pay the expense back quickly and set up a payment plan to repay the loan in a way that fits your lifestyle.

Reduce Your Financial Stress

Financial stress can be very difficult to deal with. It can impact nearly every aspect of your life and your relationships. Even if you do your best to plan out your finances, unexpected and expensive emergencies can always come up. Installment loans are quick to pay off and can help relieve some of your stress.

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Avoid Debt

Nobody likes to be in debt. But unfortunately, expenses that are difficult to pay off can plague your life. Short-term installment loans can help you avoid staying in debt for longer than you would like. With shorter loan terms, your expense can be paid off quickly, with lower interest than other loan options.

Worried About Your Credit?

Don’t let your credit score be the deciding factor in taking out a loan. Our short-term installment loans are a type of bad credit loan. This means we don’t penalize you for having a lower credit score as most financial institutions would. Here at Nice Guys Loans in West Valley, we believe that everyone should have access to a loan to help mitigate their financial issues. When times are tough, we don’t want to make them tougher! We structured our rates and fees to combat the high-interest rates that other lenders attach to their loans. We want you to have great rates, great services, and a great experience.

Our West Valley Perks

Nice Guys Loans West Valley offers a variety of perks that set us apart from the other loan centers. Our simple, online application is easy to follow and doesn’t require you to come in person. After a quick five steps, plus same-day approval and funding you can get your money fast. We offer payment terms that you can choose from for a plan that fits your lifestyle.

Our West Valley Process

The first step in our process is heading to our APPLY ONLINE field on the website. Here you’ll find our easy-to-navigate application portal that you’ll need to fill out as thoroughly as you can. Once the application has been filled out, one of our team members will reach out to you within the hours during the business day to let you know your approval status. 

If you’ve been approved, a contract will be sent to you via email. All you need to do is e-sign the contract, send it back, and watch the money get deposited into your account. In the contract, you‘ll see your payment terms. 

During the application, you’ll get to select the length of your terms, with 7 months being the maximum. Payments can be made weekly, bi-weekly, or monthly. Though they will generally match your paydays, they don’t necessarily have to.

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How It Works

The loan process at Nice Guys is both simple and accessible. With online applications, there’s no need to get to a bank or other financial institution. Just head to our website and find the “Apply Online” tab. Fill out the application to the best of your abilities and you’re already halfway there. We will contact you within an hour and let you know your approval status. If you’re approved, you’ll receive a contract via email. All you need to do is e-sign it, send it back, and watch the money show up in your account. Your contract will hold all the details of your
payment terms.
Once your loan is approved, be sure to schedule your payments so that you’re always on time. All payments are scheduled via ACH payments and pulled from your checking account or debit card. For those times where you need to skip a payment or decide to refinance the loan, just give us a heads up by 2 pm the business day before your payment would go through.

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