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Quick Loans Provo

Utah Loans

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Quick and easy short-term loans in your area.

If our experience in the payday loan industry has taught us anything, it’s that customers are constantly being treated poorly by financial institutions. Here at Nice Guys Loans Provo, we want you to feel appreciated and respected. Our quick loans process cuts out all the red tape you’d find at other financial institutions and lending companies. Plus, with only $15 charged per month for every $100 you borrow, that’s an APR of only 255%, compared to the industry average of 480-600%! Save money and feel better at Nice Guys Loans.

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Provo Installment Loans

At Nice Guys Loans Provo we don’t believe loans have to land you in even more debt. Our short-term installments loans can be paid at your own pace. Choose from a variety of lending agreements, and find the timeline that works best for you. Unlike payday loans, we don’t require that you pay us when you get your check. We’ve even eliminated any early pay-off fees! Get your loan and pay it back installments that fit your lifestyle, with Nice Guys.

Fast Cash in Provo

You don’t get to choose when financial emergencies happen. That’s why at Nice Guys Loans Provo we offer an online application portal that is quick, easy, and available at any time of day. All you have to do is fill out the loan application form and one of our lending specialists will get in touch with you during business hours, within 24-48 hours, and let you know if you’re approved. From there, get your cash fast and stress-free.

Benefits of Taking Out an Installment Loan

Taking out installment loans can do more for you than just help with paying off emergency expenses. There are a variety of reasons why an installment loan is an excellent option in a time of financial need.

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Build Up Your Credit Score

Your credit score is heavily impacted by how you pay off your expenses. Unforeseen expenses can put a dent in your score if you struggle to pay the money back. With a short-term installment loan, you can pay the expense back quickly and set up a payment plan to repay the loan in a way that fits your lifestyle.

Reduce Your Financial Stress

Financial stress can be very difficult to deal with. It can impact nearly every aspect of your life and your relationships. Even if you do your best to plan out your finances, unexpected and expensive emergencies can always come up. Installment loans are quick to pay off and can help relieve some of your stress.

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Avoid Debt

Nobody likes to be in debt. But unfortunately, expenses that are difficult to pay off can plague your life. Short-term installment loans can help you avoid staying in debt for longer than you would like. With shorter loan terms, your expense can be paid off quickly, with lower interest than other loan options.

Worried About Your Credit?

Don’t let your credit score be the deciding factor in taking out a loan. Our short-term installment loans are a type of bad credit loan. This means we don’t penalize you for having a lower credit score as most financial institutions would. Here at Nice Guys Loans in Provo, we believe that everyone should have access to a loan to help mitigate their financial issues. When times are tough, we don’t want to make them tougher! We structured our rates and fees to combat the high-interest rates that other lenders attach to their loans. We want you to have great rates, great services, and a great experience.

Our Provo Perks

Nice Guys Loans Provo offers a variety of perks that set us apart from the other loan centers. Our simple, online application is easy to follow and doesn’t require you to come in person. After a quick five steps, plus same-day approval and funding you can get your money fast. We offer payment terms that you can choose from for a plan that fits your lifestyle.

Our Provo Loan Process

The first step in our process is heading to our APPLY ONLINE field on the website. Here you’ll find our easy-to-navigate application portal that you’ll need to fill out as thoroughly as you can. Once the application has been filled out, one of our team members will reach out to you within the hours during the business day to let you know your approval status. 

If you’ve been approved, a contract will be sent to you via email. All you need to do is e-sign the contract, send it back, and watch the money get deposited into your account. In the contract, you‘ll see your payment terms. 

During the application, you’ll get to select the length of your terms, with 7 months being the maximum. Payments can be made weekly, bi-weekly, or monthly. Though they will generally match your paydays, they don’t necessarily have to.

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How It Works

The loan process at Nice Guys is both simple and accessible. With online applications, there’s no need to get to a bank or other financial institution. Just head to our website and find the “Apply Online” tab. Fill out the application to the best of your abilities and you’re already halfway there. We will contact you within an hour and let you know your approval status. If you’re approved, you’ll receive a contract via email. All you need to do is e-sign it, send it back, and watch the money show up in your account. Your contract will hold all the details of your
payment terms.
Once your loan is approved, be sure to schedule your payments so that you’re always on time. All payments are scheduled via ACH payments and pulled from your checking account or debit card. For those times where you need to skip a payment or decide to refinance the loan, just give us a heads up by 2 pm the business day before your payment would go through.

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